Final Walkthrough Checklist: What Lancaster PA Buyers Should Double-Check Before Settlement

September 29, 20253 min read

Final Walkthrough: What Buyers Should Double-Check Before Settlement

Buying a house in Lancaster, PA is exciting—especially when you’re just days away from settlement. But before you sign on the dotted line, there’s one last step that could save you from headaches later: the final walkthrough.

Think of it as your last opportunity to make sure the home is in the condition you agreed to purchase. Here’s what every Lancaster homebuyer should double-check before settlement.


Why the Final Walkthrough Matters

The final walkthrough isn’t another home inspection—it’s a quick but thorough check that:

  • Repairs were completed as promised in your inspection reply.

  • No new damage has occurred since your offer.

  • Appliances, systems, and utilities are still functioning.

  • The property is clean and free of unwanted items.

Skipping this step (or rushing through it) can mean inheriting problems that should have been addressed by the seller.


Your Final Walkthrough Checklist

Here’s what to look for during your walkthrough:

1. Confirm Repairs

  • Bring a copy of your inspection reply and repair addendum.

  • Check that agreed-upon repairs were completed with receipts or warranties.

  • Test the areas/items yourself (leaky faucet fixed? cracked window replaced?).

2. Test Major Systems & Appliances

  • Run the heating and air conditioning.

  • Turn on all faucets and flush toilets.

  • Test stove, dishwasher, washer/dryer, and refrigerator.

  • Check the garage door opener and doorbell.

3. Inspect Walls, Floors & Ceilings

  • Look for any new damage (scratches, holes, leaks).

  • Confirm no water stains or damp spots have appeared.

4. Check Windows, Doors & Locks

  • Open and close windows/doors.

  • Confirm locks and latches are functional.

5. Verify Lights & Outlets

  • Flip every switch.

  • Test outlets with a small charger or phone.

6. Look for Leftover Belongings

  • Seller should remove all personal items and trash.

  • Confirm the home is in “broom clean” condition unless otherwise agreed.

7. Recheck the Exterior

  • Walk around the property.

  • Inspect sheds, garages, and yard for damage or debris.


What to Do if Something Isn’t Fixed

Sometimes buyers discover an issue at the final walkthrough: a repair wasn’t completed, an appliance is missing, or the home isn’t in the condition expected. Here are the typical options:

  • Retain funds in escrow: A portion of the seller’s proceeds can be held by the title company until the repair is verified.

  • Credit at settlement: Negotiate a financial credit from the seller to cover the repair cost, reducing your cash due at closing.

  • Seller check at settlement: In some cases, the seller may issue a personal or certified check at the table.

  • Post-settlement repair agreement: The seller formally agrees to complete the work within a set timeframe after closing.

➡️ The best solution often depends on timing and the size of the issue. For small repairs, a quick credit works well. For larger concerns, escrow ensures the work gets finished.


Common Issues That Come Up in Lancaster

  • Sellers leaving behind old furniture, paint cans, or yard waste.

  • Appliances swapped out or removed.

  • Minor leaks after a heavy rain.

  • Seasonal issues (gutters, HVAC not tested until weather changes).

If you find a problem, your agent can work with the seller’s side to resolve it before settlement—or negotiate a credit.


Pro Tips for Lancaster Buyers

  • Schedule walkthrough close to settlement (ideally same day).

  • Bring your agent—a second set of eyes helps.

  • Don’t rush—plan 30–45 minutes.

  • Document issues with photos/video in case disputes arise.


The Bottom Line

The final walkthrough is your last safeguard before officially buying a house in Lancaster, PA. Take it seriously, bring your checklist, and speak up if something doesn’t look right. If you do spot a problem, know that there are options—from escrow to credits—to make sure you’re protected.


Ready to start your Lancaster home search?

I help buyers navigate every step—from pre-approval to settlement—with confidence.
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Albert Linsdell is a Lancaster, PA real estate agent specializing in helping buyers, sellers, and investors navigate the dynamic local market with expertise and care

Albert Linsdell

Albert Linsdell is a Lancaster, PA real estate agent specializing in helping buyers, sellers, and investors navigate the dynamic local market with expertise and care

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